Funds need to be loaded onto the prepaid card to utilize the card. PayPal Prepaid and Debit Card Differences PayPal Prepaid Cardįunds used for the PayPal Prepaid card account are held in an FDIC-insured account with The Bancorp Bank. There is no credit check for either card because they are not credit cards.Ĭardholders must link their cards to their PayPal Cash Plus account to use these cards and their benefits. Credit Cards: What’s the Difference and Which Is Best?īoth PayPal Mastercards are issued by The Bancorp Bank and can be used anywhere Debit Mastercard is accepted.
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